06/30/2016 12/31/2015
Assets
Cash & Due 16,431,000
12,339,000
Fed Funds Sold 8,250,000
4,650,000
Securities 53,191,000
45,457,000
Loans, net of reserve 134,242,000
130,183,000
Fixed Assets 8,032,000
8,316,000
Other Assets 9,500,000
8,109,000
Total Assets 229,646,000
209,054,000
Liabilities
Deposits 180,506,000
158,256,000
Borrowed Funds 15,327,000
18,397,000
Other Liabilities 3,086,000
3,014,000
Total Liabilities 198,919,000
179,667,000
Capital
Common Stock 2,602,000
2,602,000
Surplus 4,861,000
4,815,000
Undivided Profit 23,264,000
21,970,000
Total Capital 30,727,000
29,387,000
Total Liabilities & Capital 229,646,000
209,054,000
06/30/16 12/31/2015
Condensed Income Statement
Interest Income 4,692,000
9,204,000
Interest Expense 728,000
1,437,000
Net Interest Income 3,964,000
7,767,000
Total Non-Interest Income 1,594,000
3,073,000
Total Non-Interest Expense 4,661,000
8,830,000
Net Income 897,000 2,010,000